Simple Preparedness Tips for New Drivers

As a new driver, you probably aren’t expecting to wind up at a collision repair shop any time soon. But accidents do happen and cars do break down unexpectedly, so it’s important to be prepared for anything. You’ll hear an introduction to basic preparedness when you watch this video, presented by a life coach.

She recommends that all new drivers learn how to change a tire and check fluid levels. Keep an emergency kit in your trunk at all times, with essential items such as road flares, a cell phone charger that plugs into your car, a tire repair kit, and a plug-in tire inflator.

Michael J’s Body Shop offers expert collision repair at our San Jose location. Call us at (408) 279-2070 to schedule our next available appointment, and please, stay safe on the roads !

Demystifying Your Auto Insurance Policy

Auto insurance: Every driver needs it, but few find it easy to understand. If your insurance policy seems like a foreign language to you, you’re in good company. While you don’t need to remember every detail of your coverage, there are a few main categories you should be familiar with. If you’re ever in need of collision repair, the staff at the auto body shop can work with you and your insurance carrier to coordinate the repairs.

Liabilit y Coverage

Check your policy for the sections on bodily injury liability and personal property liability. Bodily injury liability protects you from expenses stemming from the injury of another person, and personal property liability offers coverage for the collision repairs of the other driver. Your policy will specify the maximum amount each type of coverage will offer. Every state requires motorists to carry a minimum amount of liability coverage, but you do have the option to increase your coverage limits.

Personal Injury Protection

Your own expenses related to injuries or disabilities, as well as those of any passengers you had at the time of the crash, are covered under personal injury protection (PIP). The coverage extends to your lost wages, provided that missed time at work is directly due to your injuries. If your health and disability insurance policies aren’t very good, you’ll want to purchase a higher amount of PIP coverage.

Collision Coverage

If you get into an accident, collision coverage will pay for your repairs. Collision coverage applies to all types of accidents involving your car, including two-car collisions and single-car collisions. It doesn’t extend to damage caused by natural disasters or theft—you’ll need comprehensive coverage for that.

Uninsured Motorist Coverage

If you’re the victim of a hit and run accident, you’ll be covered by uninsured motorist coverage. It also offers protection if you’re in an accident with another driver who is uninsured . Some drivers lack sufficient liability coverage to pay for the damages, and uninsured motorist coverage will take care of this as well.

Over the past two decades, the friendly team at Michael J’s Body Shop has gained a wealth of experience coordinating collision repair with insurance companies. Visit our auto collision center serving San Jose, and we’ll help you demystify your coverage and return your car to its pre-accident condition. Our auto body shop is available at (408) 279-2070.

Basic Stages in the Post-Accident Repair Process

Surviving a car accident is the most important thing, but picking up the pieces afterward can definitely be a nuisance. Being suddenly deprived of your car can be a major disruption to your schedule. It’s crucial to choose an auto body shop known for its unbeatable customer service. A staff that helps you with a rental car and offers free pick-up can prove invaluable in the wake of a crash.

Insurance Claim

After a crash, your first step is to check on everyone’s health and safety, and then to call the police to file an accident report. Then, you’ll need to contact your insurance agent to file a claim. Your insurance agent will help you figure out where to get your car towed. Your insurance carrier may prefer that you use a center within their network.

Estimation

Once your car arrives at the auto collision center, a technician will perform a full assessment of the damage. Certain parts of your car will be disassembled. This is because car accidents often cause hidden damage that isn’t immediately apparent. Then, the technician develops a written estimate for the cost of the parts and labor. Feel free to ask any questions you may have about the estimate.

Collision Repairs

The body shop may need to order some parts before repairs can begin. You can ask the body shop if they will order aftermarket or OEM parts . OEM stands for original equipment manufacturer. OEM parts tend to be a little pricier, but they’re often the preferred choice given the quality and warranty. Once the parts have arrived, the technician will complete the repairs.

Auto Body Paint

The repair of your vehicle is followed by a professional paint job. The technician can precisely match the shade of new paint to the remaining paint already on the car. When your car is ready for pick-up, you shouldn’t be able to tell the difference between its pre-accident and post-accident condition.

From start to finish, your complete satisfaction is our highest priority here at Michael J’s Body Shop. We even offer extended business hours, free pick-up assistance, and rental car assistance. Call our auto collision center in San Jose at (408) 279-2070 or browse our website to learn more about the collision repair process.

How Unrepaired Body Damage Can Lighten Your Wallet

If cosmetic damage doesn’t bother you too much, you might be tempted to pocket the check from the insurance company and skip the paintless dent repair. But you should know that pocketing the check now could lighten your wallet later on. One reason is that it lowers the value of your vehicle. If you try to sell or trade it in later, you’ll get less money for it. And if you’re in another accident in the future, the insurance carrier will offer less money because your car won’t be worth as much.

There’s also the possibility of hidden collision damage. Even if it looks like your vehicle has only sustained minor damage, that dented bumper may be hiding more serious damage underneath. It’s possible for hidden damage to cause malfunctions in sensors and electronics, which means you’ll have to spend plenty of money for a technician to track down the source of the problem. Play it safe instead, and get your car fixed.

Michael J’s Body Shop is known for our integrity and honesty in preparing estimates for auto collision repair in San Jose. Call (408) 279-2070, and take advantage of our written lifetime warranty on all of our collision repairs.

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