Your Guide to GAP Insurance

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It’s a well-known fact that once you buy a new car, it immediately depreciates by thousands of dollars. Despite this deprecation, the loan you took out to pay for the car is still valued at the original purchase price. Guaranteed Auto Protection insurance insures you against major losses if you get into an accident resulting in necessary auto body repairs . Check out the information below to for a basic guide to GAP insurance.

What it Does

GAP insurance will insure you for the monetary difference between the market value of your vehicle and what you owe on the loan. This is especially useful in the early years of a car’s life, when the car has depreciated greatly and you still owe most of the loan value. GAP insurance usually covers accidents and theft during that time as well.

When to Use It

GAP insurance will prove itself useful in the event of a car accident that takes place early in your vehicle ownership. For example, if you total your $35,000 car in the first few months, your insurance may cover the depreciated value of $30,000. At this point, you may still owe $33,000 on your auto loan. GAP insurance covers the difference so that you do not take a loss.

Why You Should Buy It

GAP insurance makes sure you don’t lose out while paying back your loan if your car gets in an accident or is totaled. Your loan amount has to be less than or equal to $100,000 dollars in order to qualify, and your loan term can’t be greater than 84 months. If you qualify, you should buy it to remove the risk of substantial losses if the unthinkable happens. Don’t be stuck in the red after working so hard for your new car.

Hiring a good body shop is essential to receiving competent collision and auto body repair. Michael J’s Body Shop is committed to getting you back on the road after an accident. Call us today at (408) 279-2070 for more information.

Fender Bender Got You Down? Michael J’s Body Shop Can Help Reverse that Frown

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While a fender bender can be quite irritating, an excellent auto body shop can help keep you mobile and take the stress out of your collision repairs . Michael J’s Body Shop goes the extra mile to ensure your satisfaction with our repair work, and we even help with towing, rental cars, pick-up, and delivery.

  • Written Lifetime Warranty on Repairs

There are a lot of auto body shops out there, and some are just better than others. Many of them are not experienced enough to handle all of the complicated and delicate repairs like those following a collision. At Michael J’s Body Shop, we take the stress out of auto body repairs by offering a lifetime warranty on all our repair work. We know that we have the most skilled technicians in San Jose, and we want to offer that assurance of quality to you.

  • Services To Help You Stay Mobile

Have you been stuck without a ride while your car is in the shop? Michael J’s Body Shop offers free car rental for 5 days, so that you don’t have to go through the hassle of finding a temporary vehicle. We will also come and pick you up anywhere in San Jose and give you a ride to our body shop for free—and we can help with towing, too.

  • Customer Service and Satisfaction

Our primary goal is to deliver excellent service to our customers. We offer extended business hours to better meet your own busy schedule, and we work efficiently to finish work punctually. Michael J’s Auto Body Shop is multilingual, and can serve customers in English, Spanish, and Vietnamese. We guarantee that you’ll be satisfied with the work that we do.

Fender benders are no fun, but Michael J’s Body Shop can take the sting out of collision repair with top-notch work and a long list of extra services. Call us today at (408) 279-2070 to find out more. You can also read more about all of our auto body repair services online.

 

Win a Kindle Fire by “Liking” Michael J’s on Facebook!

As a thank you to our fans, Michael J’s Body Shop will be giving away a Kindle Fire! Just make sure you have liked our page by April 30th and you will be entered to win. Be sure to share this page with your friends and family, too, so they can enter.

 

If you haven’t yet,  click here to like Michael J’s Body Shop on Facebook.

Kindle Fire Giveaway

In Need of Paintless Dent Repair? Watch This Video to Learn More

Paintless Dent Repair is a method of removing dents that works from the inside out. Instead of working on the dent from the outside, the dent is gradually massaged out by applying pressure from below the surface with a special tool.

The beauty of Paintless Dent Repair is that the finish of the car does not need to be disturbed, or even touched. The video illustrates the process of rotating the tool below the surface with gentle, steady pressure, until the dent begins to disappear.

Michael J’s Auto Body Shop uses superior methods in all of our work, no matter how large or small. Like the repair shown here, our dent repair techniques minimize the need for paint touchups, and save you time and money. Visit us on the web for more info, or call us at (408) 279-2070.

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