Traffic accidents can be extremely stressful, and dealing with the aftermath is a real challenge. One of the most important things to consider after an accident, aside from everyone’s safety, is insurance coverage of the necessary repairs. Working with insurance after an accident can be tricky, but it can be made much easier if you know a few basic guidelines. Here are a few things to keep in mind when working with auto insurance after a collision:
- Establish Whose Insurance Will Cover the Damage
Generally, for legal and insurance purposes, one party is considered to be “at fault” for a traffic collision. This is the driver who did not have right of way, or who rear ended the other, for example. If there is any doubt, then the police officer that you call to the scene can help settle the matter. The party at fault will be responsible for paying the other’s repair expenses through insurance settlements.
- Get an Estimate
The insurance company paying for repairs will send a claims adjuster to assess the damage to your vehicle. This insurance representative will determine how much the insurance company expects to pay for your repairs. You may also be given the option of visiting a body shop that works with the insurance company to have a mechanic assess the damage and estimate the cost of repairs.
- Seek Repairs
Once the damage has been assessed and a preliminary price has been set, the insurance company will likely give you a list of body shops and mechanics with whom they work. Do some research and pick the one that you feel most comfortable working with. Some on-site paperwork will be done and you should get your car back in good shape and the insurance company will be billed. If your insurance is covering repairs, then you may have to pay for a portion of the repairs.
Remember to stay in contact with the insurance company throughout the repairs process. Michael J ’ s Body Shop works closely with San Jose area insurance companies to provide convenient, high-quality auto repairs. If you’ve been in a collision, then call us at (408) 279-2070.
Your collision repair shop always gets your auto’s body color exactly right, and matches it to the rest of your car perfectly. Have you ever wondered how they do that? As you may have imagined, it’s a relatively scientific process.
To learn about the science involved in coordinating hues, watch this video on how car paint is matched. Since every car has a paint code, your auto body repair shop can look up the specific formula to recreate your car’s exact paint color. After the formula is made, slight adjustments can be performed until the color is the perfect match and looks good as new.
Whether your car has been in a collision and you need repair or you are looking for a quality paint job, call Michael J’s Body Shop at (408) 279-2070 and get a free estimate today.
If you’ve recently been in a collision but have found your car’s engine still operates, then you may have continued driving the car as-is rather than taking it to a collision repair center . Some people do this because they are afraid their insurance won’t cover repairs or because they have had poor auto body shop experiences in the past. Unfortunately, there are serious issues that occur when driving a damaged car. Here’s a look at a few.
Suspension Damage: Your suspension absorbs a lot of impact during a collision and is usually damaged as a result. This can cause a pulling of the vehicle to one side, shaking or “shimmying,” a rough ride, and tire damage.
Alignment Issues: Whether your axle was hit or your tires smashed the curb, your alignment will almost always be thrown off, affecting your ability to control the vehicle safely after the collision.
Leaks: Leaking of fluids is extremely common after an accident. Although it won’t immediately affect your car’s operation, it can cause major engine damage in the future. If you notice leaking, then distinguish what type of liquid it is so your collision repair service will be able to diagnose the problem.
Worsening Noises: When your car makes noises, it’s because there is friction occurring somewhere, which will almost always get worse over time. Listening to those noises is like listening to a ticking time bomb.
Major Damage: Although your vehicle may only appear to be dented, there could be deeper structural damage. Without proper repair at a collision center, your car will be much more vulnerable to major, irreparable damage if another accident occurs.
Injury: Of course, when your car is vulnerable to severe damage, you and your passengers are vulnerable to severe injury . Don’t compromise the safety of your loved ones—choose a quality auto body shop to perform collision repair services right away .
At Michael J’s Body Shop in San Jose, CA, we provide a different body shop experience. If you need collision repair services, then call us at (408) 279-2070 to get your free estimate.
In a few of our recent blogs we’ve covered both how to avoid an accident and how to find a body shop in San Jose if you should need one. If you have any questions about either of these topics, then you can find further reading at the websites below.
- Here is a list of the 10 leading causes of car accidents as well as some helpful ways to avoid them.
- This informational webpage on avoiding car accidents will help you stay safe while you’re on the road.
- Edmunds.com has put together a top 10 list of the editor’s best tips to help you avoid a car accident.
- Here is some great advice for finding the right auto body shop from someone who’s been in the business for a long time.
- These steps will help you find the right body shop to help get your car looking like it is new off the lot.
For more information about Michael J’s Body Shop, one of the best collision repair centers in San Jose , please call us at (408) 279-2070.
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