Understanding Your Car Insurance Coverage

Car insurance may be required, but it’s also just plain smart to have. In the event of an accident, your out-of-pocket costs will typically be much lower (in some cases non-existent) with car insurance than driving without coverage. But what are the different types of coverage? And how much coverage should you have on your vehicle? Watch this video to learn more about insurance coverage and how insurance policies work.

Been in an accident? Michael J’s Body Shop can help you file a claim with your insurance company so you can get back on the road as quickly as possible for the absolute minimum out of pocket. Michael J’s Body Shop is the preferred collision repair provider in San Jose for the leading insurance providers, and our office staff will do whatever it takes to help you. Just provide us with your insurance information and we’ll go from there. To learn more about our auto body and collision repair services, call us at (408) 279-2070.


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If you need to speak to someone immediately: please call 408-279-3222 or 408-279-2070. After hours call 408-410-5590 for assistance.

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  • Written lifetime warranty on all collision repairs
  • Extended business hours (including Saturday)
  • Reduced cycle time
  • Cost-effective labor prices
  • Free pick-up assistance
  • Rental car assistance
  • Bilingual capabilities
  • Strong partnership with vendors
  • Ability to e-mail repair estimates
  • Customer satisfaction guaranteed
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